Affordable Care. Beautiful Smiles.
We believe cost should never stand between you and your perfect smile. Explore our 0% interest payment plans, insurance options, and tax savings solutions.
Zero Interest
0% APR Plans
No interest fees for up to 24 months
Insurance Support
All PPO Accepted
We optimize and file claims for you
Tax Savings
FSA / HSA Eligible
Pay using pre-tax funds for savings
Our Pricing Plans
Transparent Standard Pricing
Choose the care plan that fits your goals. Use the payment calculator below to customize these prices with insurance and tax-saving accounts.
Free Consultation
FREE
No commitment required
- Full smile assessment
- Digital X-rays included
- Personalised treatment plan
- No-pressure conversation
Invisalign / Aligners
From $3,500
Full treatment package
- Custom aligner trays
- Progress check-ups included
- Whitening kit on completion
- Retainer after treatment
Full Brackets Installation
From $4,200
Traditional orthodontics
- Metal or ceramic brackets
- Monthly adjustment visits
- Emergency repair coverage
- Retainer after treatment
Calculate your investment
Interactive Payment Simulator
Customize your down payment, term length, and estimated orthodontic insurance benefits to estimate your monthly payments.
Payment Simulator
Simulate monthly installments at 0% interest
At 0% interest, no added fees
Insurance Optimization
Maximizing Your Insurance Benefits
We are in-network with most major PPO plans. Our dedicated billing specialists will coordinate with your provider and file all claims on your behalf.
Lifetime Orthodontic Benefits
Orthodontic benefits differ from general dental coverage. They are typically a one-time lifetime payout (ranging from $1,000 to $2,500) that reduces your out-of-pocket balance directly. We verify this for you for free.
In-Network vs. Out-of-Network
Because we accept almost all major PPO insurance plans, you receive full coverage optimization. We also accept out-of-network configurations and apply standard adjustments so your treatment remains highly affordable.
Accepted Dental Insurance PPO Networks
Tax Advantages
Paying with Tax-Free HSA & FSA Funds
Orthodontic care (including Invisalign and braces) is a fully eligible medical expense. You can save up to 30-40% on treatment costs by paying with pre-tax dollars.
Health Savings Accounts (HSA)
An HSA is a tax-advantaged medical savings account available to taxpayers enrolled in a high-deductible health plan (HDHP).
- Contribute pre-tax dollars directly from your paycheck
- Pay for eligible braces, aligners, or retainers directly with your HSA debit card
- Unused HSA funds roll over indefinitely, allowing you to plan ahead
Flexible Spending Accounts (FSA)
An FSA is an employer-sponsored account that lets you redirect pre-tax earnings to pay for qualified out-of-pocket medical costs.
- Funds are entirely exempt from federal income and FICA taxes
- Full annual election amount is accessible on day one of your plan year
- Be mindful of the year-end "use-it-or-lose-it" rule to maximize your savings
FSA "Use-It-or-Lose-It" Reminder
Unlike HSA funds, Flexible Spending Account (FSA) balances generally do not roll over from year to year. Any unspent funds are forfeit at the end of your plan term (typically December 31st). Scheduling a consultation before your FSA year-end window is a highly effective way to utilize these funds without waste.
Take the first step
Ready to Start Your Smile Journey?
Book a free consultation with Dr. Sterling and our team. We will assess your smile, answer every financial question, and design a custom plan — at zero cost or commitment.